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Minimum Liability Insurance Requirements for Private Passenger Vehicles. Here are the minimum liability insurance requirements (per California Insurance Code §b): $15, for injury/death to one person. $30, for injury/death to more than one person. $5, for damage to property. Liability insurance compensates a person other than the policy holder for personal injury or property damage. The best car insurance companies in California for young adults are Wawanesa, USAA, and CAAA. The best car insurance for young adults in California offers great coverage at an affordable price, especially for young drivers with a few years of experience behind the wheel. CSAA. $ per year. The best way to get cheap car insurance in California is to compare quotes from different insurance companies. Many California drivers can save as much as $1, per year, or even more, just by shopping around and going with one of the cheapest quoted rates. In California, full coverage car insurance costs about $1, per year, on average, and state minimum coverage is around $ per year.
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